MONEYWISE

Save a few bucks on groceries
It takes time to study the Sunday newspaper insert and clip money-saving coupons, especially since most are for products you never buy. Here's a better way. Make your grocery list, including pet foods and housekeeping supplies.
Go to the Internet and call up the foods and supplies on your list. There's a good chance that a coupon is available for you to print out.
When you find a coupon that interests you, check the net price against the store brand. It could turn out to be less.
Why not save $4 or $5 on groceries, supplies and pet food? It adds up.

$1 movie rentals
Renting a movie from Redbox costs less than renting from a video store, just $1 for an over-night rental. But customers don't have the pleasure of browsing and examining DVD information before renting as they do in a video store.
There are about 22,400 Redbox kiosks in the United States. They are in every sort of store and even in parking lots.
Redbox has agreed with movie makers to wait 28 days before renting new DVD releases. The first 28 days after a new release is the period when 90 percent of new DVD sales occur.
Netflex has agreed to the same 28-day waiting period after a DVD release before they offer it to their customers.

States delay tax refunds
If you haven't received your state income tax refund yet, it could be a couple of weeks more until you get it.
The recession has tied up cash and caused officials in several states to delay sending refunds for five months or more.
According to the National Association of State Budget Officers, delaying refund checks is not without precedent. Delaying refunds so other state bills can be paid can trigger interest on overdue payments, depending on state laws.
The National Governors Association expects states to have difficult financial conditions for three years or more.





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